3 Steps to Owning Your Dream Home

By Editor1SYS | May 13, 2020 0 Comments

When it comes to finding your dream home, it’s very similar to finding your dream partner. It might take a while, but when you find the one, you will know straight away that it’s perfect for you. Everyone dreams of getting that perfect house. Once they have it, it’s the perfect place to unwind and make memories. But it does take a little while for people to find the place of their dreams.

Luckily, finding the perfect home is a lot easier than finding the perfect partner. All it takes is a little bit of planning and some patience, and you’ll soon find the perfect home for you. If you don’t know what your dream house is, then you need to try and picture it. What does it look like, how do you feel inside it, how many bedrooms are there? Try and explore the whole house in your mind. Once you’ve got a good picture in your mind, then that’s the house that you want. 

Find Your Style

Everyone has their own style of house that they love. Some love craftsman homes, whilst others want to have the sleek look of a modern kitchen in a penthouse apartment. When you are planning to move into your dream home, the happiest you’ll ever be is when you know what type of home works best for you. So, if you decide that you want to move into a house like the ones found at phuketbuyhouse.com, then go for it. That is your dream home right there. 

You might also find that your style is reflected on what your life is like. If you are a family then you dream home will probably be something with a big yard, one where your kids (and dog if you have one) can run around in. But if you don’t have a family, then you might find that having a big yard, just means that you have to a lot of maintenance outside, for something that you don’t really need. Instead you might find it a lot better to stay in a condo, as this way you won’t have to worry about outdoor maintenance.

Do Your Homework

There’s no point moving to the first home you see if you don’t know anything about it. It’s not just the house that is important, but it’s the location as well. You may know that you want to live in a  city, a town, or the country – but did you realise that neighbourhoods can vary differently, even in the same area? This is why doing a bit of research before you go looking for a house is really important. 

You will obviously want to find a house that is close enough to where you work, if you have children you might just be interested in where the nearest schools are (and if they are any good). You can check out the area online if you want first, but you should still try and go and visit the area in person too. If you are relocating, then it’s important that you check out the area as well. Spend a weekend driving around or walking through different areas. You will want to make sure that you get a good feel for the place, before you decide to move.  

Stay on Budget

Obviously though, you need to stick to a budget. Once you know exactly what you want, it can be quite tempting to start looking at home which are at the top of your budget. However, the issue with doing this is that you might want to get more and end up with a bigger mortgage than you first wanted. Taking on a bigger mortgage might mean that you start to dislike your home, since it eats up all your money and creates a negative attitude because you can’t afford what you want. 

There is an easy way to stay within your budget though. Many experts suggest that you follow the 28/36 rules. This means that your monthly household expenses do not exceed 28 percent of your gross monthly income, whilst your monthly expenses (things like car payments, or student loans), should not exceed 36 percent of your gross monthly income. If you can stick to these guidelines, then you should be able to afford the house of your dreams. If you would like more information on buying a house, then here are three things that you need to know.